Diversified Timing

+ Beat the market with our most diversified strategy
+ 13% annualized returns with no drops of 10% since 2006!

Diversified Timing Historical Performance

Diversified Timing description

For the investor seeking diversification without the pullbacks of a typical buy-and-hold strategy, this is perfect.

Investing in 7 different asset classes – all through ETFs – this strategy is highly diversified, holding U.S. and international stocks, gold, intermediate and long-term treasuries, as well as inflation-protected securities.

The most important part? A built-in safety mechanism to get out of any asset when it’s going down. This has resulted in a maximum drawdown of under 10% since data has been available for this strategy (back to 2006).

We offer a Diversified Timing subscription for just $25/month.

How It Works

  • 1

    Subscribe

    Sign up for a subscription to Diversified Timing using the PayPal buttons.

  • 2

    Receive an e-mail

    We'll send you an e-mail immediately and at the end of every month explaining exactly what to do to follow the Diversified Timing strategy.

  • 3

    Take action!

    Make the necessary changes in your investment account based on the instructions provided.

  • 4

    Relax until next month

    Regardless of which of our strategies you use, you only have to rebalance once at the beginning of each month. Simple!

Performance of strategies 2020 year-to-date

Diversified Timing is our best performing strategy so far in 2020!

Diversified Timing subscription

$25/month

  • You will get an e-mail with the current Diversified Timing allocation immediately after subscribing and every month thereafter
  • Start beating the market with much less volatility
  • Cancel any time. No questions asked and no cancellation fees.

E-mail us: Admin@The8PercentRule.com

We want you to try our strategies but only if they make sense for you! Please e-mail us with any questions or concerns you have. We'll get back to you as soon as possible.
We also offer customized investment plans and strategies; e-mail Admin@The8PercentRule.com for more information.

FAQs

How much money do I need to utilize these strategies?

We recommend having at least $5,000 to invest in any of our strategies to use them effectively. If your brokerage charges commissions you may want to have even more to offset the transaction costs. We highly recommend seeking out a brokerage that offers fee-free trades; most of them do these days.

How do these strategies work?

The strategies are built to invest in assets that are going up and reallocate on a monthly basis. This way the strategies capture most of the up trends and avoid most of the down trends. If nothing is going up the strategies invest in “safety” (i.e. cash, treasuries, gold). How quickly the strategy switches to safety and to what extent depends upon the particular strategy. The 7% Annuity, for example, is our safest strategy and will tend to move to safety quickly and with relatively high allocations compared to our other more aggressive strategies.

How do I implement these strategies?

We make it simple. Immediately when you subscribe and every month thereafter, we will send you an e-mail describing exactly what the strategy is recommending. We even include a helpful calculator to tell you exactly what to buy based on your account size and risk tolerance. You simply have to make the necessary changes in your investment account.

What are the drawbacks of this strategy?

No strategy is perfect. There are two main drawbacks of this strategy, both of which we find to be acceptable and manageable.

The first is potential under-performance during bull markets. If stocks are racing higher, this strategy may not keep up in every calendar year. But, as can be seen in the annual returns table, very often it will outperform even when stocks are doing very well. And remember, the strategy focuses on avoiding losses so you’ll keep more of your gains!

Second is tax implications. We are not financial advisers or tax professionals and can therefore not give personalized advice. However, there are tax implications to be considered with this strategy. Since the strategy rotates between assets based on what is going up, there will be short-term capital gains with this strategy. Short-term capital gains are taxed less favorably than long-term capital gains, so it’s up to the individual to decide if this strategy is right for them.

I have another question.

E-mail us anytime at admin@the8percentrule.com.